Antique Classic Auto Insurance – An Investment Worth Protecting

By | May 21, 2018

If you own an antique car then it is important to obtain antique auto insurance. If the antique car should become damaged or stolen then the lose will be quite costly as the value of antique cars is high.

Antique cars can be broken down into three categories and each category has its own insurance package, classic cars include cars that are only about 17 years old, the youngest of the antique cars, vintage cars which are cars built between 1903 and 1933 and veteran cars or cars that were built before 1903.

Antique cars should be covered by insurance because they are very rare and as they get older will actually increase in value versus modern cars, which depreciate over time. Also repairing an antique car if something should become damaged can be expensive because parts and paint may not be manufactured anymore. There is even special insurance if you are showing your car at an event.

The current value of the car can be used to determine the rates of your classic auto insurance and this will require an appraisal. Some insurance agencies may chose to use the original price of the car though to use this option to determine the insurance rates you will need documentation with the original price.

You do not need to get antique car insurance, though this is recommended, as you can just get standard car insurance for your antique vehicle. In order to be classified as an antique vehicle your car must meet some requirements as not every old car can be considered an antique. Classic cars tend to have special features such as being a convertible, muscle car, having a unique body shape, being a foreign sports car, or containing a big block V8 engine.

It is possible to find insurance for your antique car by searching the Internet or paging through the phone book. Companies with websites will be bale to provide you with a quick quote that can give you a good idea of the cost for the antique car insurance. By comparing different classic auto insurance companies you will be able to find the best insurance rates for the best insurance package.

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You should be bale to insure your antique car with any major auto insurance company, as they should be able to provide you with a customized policy for your antique car. You may be able to get discounts through a major insurance company, as you will be able to insure all of your cars at one place and even obtain other insurance. As with any insurance policies you will be able to chose the options you want applied to your antique car.

Additionally you can insure your antique vehicle with a company that deals only in antique cars. A company that specializes in antique auto insurance will probably give you the best deal for your car and you can also expect excellent service. However, these types of classic auto insurance companies will only cover antique vehicles and you will need to go to another insurance company for your other vehicles and insurance needs.

Article Source: http://EzineArticles.com/2439049

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