All seems fine and dandy as you cruise along the county road or highway on your way home from everyday business as usual. Then, seemingly out of nowhere, a deer sprints into middle of roadway. There is no time to stop or slow down. You know it is coming. You see it is coming.
You panic, but there is literally nothing in your human power to do. Then, the thud of the animal and crunch of the impact against your car you expect tells you that the worst has occurred. Shaken, you check yourself for any injury. Miraculously, you’ve escaped this accident without getting hurt.
Not a single scratch. Your vehicle and the deer, however, have succumbed to the inevitable losses and damages: the deer lies dead and your car is what the insurance companies describe as ‘totaled’.Undeniably, this collision could have resulted in far greater general liability and other damages.
Nonetheless, you will definitely be filing an auto insurance claim through your insurance agency. Thankfully, all those premium payments you have dutifully been submitting have come around to your benefit: you have good coverage under your particular policy and you will be protected by it.
Article Source: http://EzineArticles.com/9602580